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Personal Watercraft Insurance – Are Jet Skis Expensive to Insure?

Tuesday, Jan. 2nd 2024 10:08 AM

Question: I like to Jet Ski during the summer and spring, but I either borrow or rent a jet ski. I will buy a jet ski, saving me money in the long run. However, is having the insurance costly? I am figuring out a budget for the jet ski and related charges. 

Reply: The cost of insuring a jet ski can vary depending on several factors, such as the type of jet ski, its engine power, the age of the rider, and the rider’s location. Generally, insurance premiums for jet skis are higher than those for other types of watercraft due to the high rate of accidents and injuries. However, some insurance companies offer discounts for experienced riders, multiple policies, or safety features on the jet ski. 

It’s always a good idea to shop around and compare insurance quotes from different providers to find the best coverage and rates for your specific situation. You can quickly get a free jet ski insurance quote by contacting insurance companies that offer this type of coverage. You can search for insurance providers online and contact them to request a quote.  

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