Personal Watercraft Insurance, How Much Coverage’s Should You Have on Your PWC
According to the Insurance Information Institute it says the watercraft liability limit on a standard boat insurance policy typically starts at $15,000, but you may be able to significantly increase your coverage limit.
For even greater protection, they suggests that boat owners consider purchasing what is called a personal umbrella policy, which not only provides additional liability coverage for your boat, but extends that extra protection to the liability coverage on your home or car insurance policy.
Talk to your local insurance agent about your coverages so you can make sure that the coverage limits are set at the amount that is right for you.
