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Personal Watercraft Insurance, Keep Lazy Summer Days Safe Too

Saturday, Jan. 12th 2013 7:59 AM

There’s nothing like lazy summer days on the river with family and friends.

Here’s what you need to know to keep those days safe and fun for the entire crew.

Under Montana Law, life jackets must be worn by:

all children under 12 years of age in boats less than 26 feet in length and in motion;
water skiers, tubers, or anyone being towed by a boat; and
anyone operating or riding a personal watercraft.

All boats must have one U.S Coast Guard-approved life jacket (also known as a personal floatation device or PFD Type I, II, or III) for each person on board.

Life jackets must be in good condition, the appropriate size for the intended wearer, and readily accessible.

Boats 16 feet or longer (excluding canoes and kayaks) must also have at least one throwable floatation device (Type IV) such as a ring buoy or boat cushion. This floatation device must be immediately available and within reach of the boat’s operator or passengers.

The importance of life jackets cannot be underestimated. If you’re floating through whitewater, get caught in a storm, or you’re not a good swimmer, wearing a lifejacket could save your life. Remember these rules and keep your lazy days on the river safe and fun for everyone on board.

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